Applying for Social Security Disability Insurance (SSDI) can be a complex and time-consuming process, but it is essential for individuals who are unable to work due to a disability. SSDI provides monthly benefits to people who have a qualifying disability that prevents them from engaging in substantial gainful activity (SGA), which is defined as earning more than $1,350 per month in 2023.
There are two main types of SSDI benefits: Title II and SSI. Title II benefits are based on your work history and the amount of Social Security taxes you have paid. SSI benefits are based on your financial need and are available to individuals who have limited income and resources.